Scammers are getting smarter, and Michigan residents are increasingly becoming targets of their latest schemes. From phone calls that sound convincing to fake emails that look official, these scams are designed to trick you out of your money or personal information. Staying informed is your best defense.
Whether you’re getting a text from a supposed government agency or a call about a “missed jury duty,” knowing the red flags can help you avoid becoming a victim.
Here are the five latest scams making the rounds in Michigan that you need to watch out for—before it’s too late.
1. Bank Impersonation Texts
Northstar Bank has alerted customers about fraudulent text messages that appear to be from the bank, containing links designed to steal personal information. Such scams are widespread, with the Federal Trade Commission reporting that in 2022, 10% of all text message scams involved bank impersonations, resulting in significant financial losses.
2. Lottery and Credit Card Fraud
An investigation in Bad Axe led to the arrest of two men from West Michigan involved in fraudulent activities related to the Michigan Lottery and credit cards. This case highlights the ongoing risk of scams involving lottery winnings and unauthorized credit card use.
3. Toll Road Phishing Scams
The FBI has issued warnings about phishing scams targeting toll bridge users through fake text messages claiming overdue balances. These messages prompt recipients to click on malicious links, potentially compromising personal and financial information.
4. AI-Driven Impersonation Scams
Michigan’s Attorney General has warned about scams utilizing artificial intelligence to clone voices, making fraudulent calls appear to come from trusted individuals. This technology adds a convincing layer to traditional impersonation scams, increasing the risk to unsuspecting victims.
5. Jury Duty Scams
Scammers are contacting individuals, pretending to be court officials or law enforcement, and threatening arrest for allegedly missing jury duty unless a fine is paid immediately. Courts will never demand payment over the phone or threaten jail time for missing jury duty.
Residents are advised to stay vigilant, verify unsolicited communications, and report suspicious activities to local authorities to protect themselves from these evolving scams.
