Millions of users across the country receive benefits from the Social Security (SSA), and if you’re one of those beneficiaries, you know that Social Security generally issues payments on time every month. But starting this May, many users could miss out on their monthly check.
And it’s not due to a system error, but rather because users forget to report changes in their economic status. That could trigger an automatic suspension of payments. Since we don’t want that to happen to you, here’s everything you need to know to prevent your payments from being frozen or cancelled. It’s very important to stay informed right now!
Who is at risk?
This situation doesn’t affect everyone. But if you’re in one of these situations, pay attention:
- Death of the beneficiary: This is the most obvious reason. When a beneficiary dies, the payment is stopped immediately. But if the family doesn’t report it, they could get into trouble for receiving improper payments that must later be returned.
- Returning to work while receiving disability (SSDI): If you’re receiving SSDI and decide to go back to work, be careful. If your income exceeds a certain limit, the SSA may decide you no longer qualify. And then, goodbye to the check.
- Reaching full retirement age (FRA): Those receiving disability automatically switch to retirement benefits when they reach legal retirement age. The money keeps coming, yes, but its nature changes. And that could affect other benefits or your taxes.
- Leaving the country for more than 30 days: If you’re receiving SSI and spend more than a month outside the U.S., your payment is suspended. Just like that. It doesn’t matter if you return later. Everything must be reported to avoid unpleasant surprises, or you’ll have to reapply once you’re back.
- Other changes: getting married, divorced, moving, starting a job, receiving an inheritance… all of that must be reported. And if you don’t, SSA can assume your situation no longer justifies the benefit.
What if you already lost your check?
SSA Confirms: Double SSI Payments Coming May 1 and May 30 Due to Calendar Shift
All is not lost. There are other aid programs, both federal and state-level. The important thing is to act quickly. Other benefits you may qualify for include:
- SSI (Supplemental Security Income): If your income is low and you don’t have enough work history, you can apply for SSI. It pays up to $967 a month if you’re single, and $1,450 if you’re part of a couple. It doesn’t replace Social Security, but it can help a lot while you sort things out.
- SNAP (Food assistance): The well-known food stamps. They don’t interfere with other benefits, and many people over 60 can apply without too much paperwork.
- Medicaid (Medical care without Medicare): Covers doctors, medications, and even hospital stays depending on your income. It’s not automatic, you have to apply, but it can really help in a serious situation.
- State aid: These vary by state, but they exist and you can apply for them. From emergency payments to help with rent, electricity, or gas. The best thing is to check as soon as possible with your local social services office to see what fits your situation.
May 2025 could be a critical month for many people who depend on SSA monthly checks. The only way to avoid a surprise is to stay on top of things, report any changes in time, and never take anything for granted. Verify your information as soon as possible.