Phoenix, AZ – Seniors living in Arizona may qualify for an additional standard deduction on their state taxes once they turn 65 years old, offering meaningful savings for those on fixed incomes. This extra deduction is designed to help older residents keep more of their retirement income while offsetting rising living costs.
What Is the Extra Standard Deduction?
Arizona offers a state-specific standard deduction for all taxpayers, but those who are 65 or older — or blind — can claim an extra amount in addition to the regular deduction.
According to the Arizona Department of Revenue, this is not automatic — eligible taxpayers must check the correct box on their tax return to receive it.
Who Qualifies for the Deduction?
To be eligible for the extra deduction, you must:
- Be an Arizona resident
- Be 65 years old or older by the end of the tax year
- Not itemize deductions (you must take the standard deduction)
- File an Arizona state income tax return
If you are both 65+ and legally blind, you may qualify for two extra deductions.
How Much Can You Save?
The extra standard deduction amount changes each year due to inflation adjustments. For example, in tax year 2024, single filers 65 or older could claim an additional $2,300, while married couples filing jointly could add $2,300 for each spouse who meets the age requirement.
These figures can reduce taxable income significantly, potentially lowering state tax liability or increasing the size of a refund.
How to Claim It
When completing your Arizona Form 140, look for the section that asks if you or your spouse are 65 or older (or blind). Mark the appropriate box, and the state’s tax calculation system will automatically add the extra deduction to your filing.
Many Arizona taxpayers miss out on this benefit simply because they forget to check the box, so it’s worth double-checking your form before submitting.
Planning Ahead for Tax Season
Seniors should review their eligibility each year and keep updated on any changes announced by the Arizona Department of Revenue before filing. While this deduction applies only to state income tax, it can still have a meaningful impact on your finances — especially when combined with other senior tax benefits.
Have you ever claimed Arizona’s extra senior deduction? Share your experience in the comments.
