In 2025, millions of Americans are relying on Supplemental Security Income (SSI) to help cover basic living expenses. If you’re a senior or a person living with a disability, you may be eligible to receive up to $967 per month in SSI benefits.
Whether you’re new to the program or unsure if you qualify, this guide breaks down everything you need to know about the SSI payment amount, eligibility rules, and how to apply.
💵 What Is SSI and Who Is It For?
Supplemental Security Income (SSI) is a federal program run by the Social Security Administration (SSA) that provides monthly payments to individuals who have limited income and resources, and who are:
- Age 65 or older
- Blind
- Living with a disability
- Children with disabilities
- U.S. citizens or certain qualified non-citizens
SSI is different from Social Security retirement or disability insurance (SSDI). You can receive SSI even if you haven’t worked enough to qualify for Social Security benefits.
💰 How Much Is the SSI Benefit in 2025?
For individuals, the maximum monthly federal SSI benefit in 2025 is $967. For eligible couples, the maximum amount is $1,453 per month.
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Your actual payment might be lower depending on:
- Other sources of income (e.g., Social Security, part-time job, pensions)
- Where you live (some states add extra to the federal SSI amount)
- Whether someone else is helping pay for your food or housing
✅ Who Is Eligible for SSI in 2025?
To receive the full or partial SSI amount, you must meet these core criteria:
1. Age or Disability Requirement
- Age 65 or older, or
- Legally blind, or
- Living with a qualifying disability that prevents substantial work
2. Income Limits
- Monthly income must be below $1,913 for individuals (varies by situation)
- Income includes wages, pensions, Social Security, and even gifts
3. Resource Limits
$2,000 or less in assets for individuals
$3,000 or less for couples
Assets include bank accounts, stocks, and property (not your home or car)
4. Citizenship or Immigration Status
Must be a U.S. citizen, or a qualified non-citizen with specific lawful statuses
📝 How to Apply for SSI
If you think you qualify, you can apply:
- Online at ssa.gov/ssi
- By phone at 1-800-772-1213
- In person at your local Social Security office (appointments are recommended)
You’ll need to provide proof of income, resources, medical condition, and identification documents.
📆 When Do Payments Arrive?
SSI payments are typically issued on the 1st of each month. If the 1st falls on a weekend or holiday, payments are made on the last business day of the prior month.
Payments are sent via direct deposit or loaded onto a Direct Express debit card if you don’t have a bank account.
🛑 Important Reminder
Don’t assume you’re not eligible without checking. Many seniors and people with disabilities miss out on benefits they’re entitled to simply because they don’t apply. The SSA can help walk you through your eligibility if you’re unsure.
📌 Final Thoughts
If you’re a senior or living with a disability, that $967 per month could make a real difference in your daily life — helping cover rent, food, medications, and more.
Don’t leave money on the table.
Check your eligibility, gather your documents, and apply for SSI if you qualify. Every dollar helps — and you’ve earned the support.
